Self Employed Home Loan

How do banks read your tax returns? Find out about add backs & what the four common mistakes banks make when assessing a self employed mortgage application

Self Employed Home Loan

How do banks read your tax returns? Find out about add backs + what the four common mistakes banks make when assessing a self employed mortgage application

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Unusual Employment Loans Can casual, agency or contract workers get home loans? Can you get a mortgage with overtime, commission, allowance, bonus or maternity leave income?

Unusual Employment Loans Can casual, agency or contract workers get home loans? Can you get a mortgage with overtime, commission, allowance, bonus or maternity leave income?

ADF Medical Discharge Home LoanInvalidity benefits from military service can be used to improve your borrowing power. Do you qualify for an ADF medical discharge home loan?

ADF Medical Discharge Home LoanInvalidity benefits from military service can be used to improve your borrowing power. Do you qualify for an ADF medical discharge home loan?

Airbnb Income Home LoanLearn more about this home loan type here.

Airbnb Income Home LoanLearn more about this home loan type here.

Annuity Income Home LoanCan I get a mortgage after retirement? Get a home loan using your annuity income or an allocated pension. Which banks will approve your loan?

Annuity Income Home LoanCan I get a mortgage after retirement? Get a home loan using your annuity income or an allocated pension. Which banks will approve your loan?

Bonus Income Home LoanCan bonus income be assessed with your salary for a mortgage? Find a bank that includes your bonuses when considering your home loan application.

Bonus Income Home LoanCan bonus income be assessed with your salary for a mortgage? Find a bank that includes your bonuses when considering your home loan application.

Casual Employment Home LoanCan you get a home loan with a casual job? Some lenders will accept your casual employment and wages. Find out how to get approved!

Casual Employment Home LoanCan you get a home loan with a casual job? Some lenders will accept your casual employment and wages. Find out how to get approved!

Child Support Home LoanDo you receive court-ordered child maintenance income? With a child support home loan, some lenders will accept 100% of this income so you can borrow the amount you need.

Child Support Home LoanDo you receive court-ordered child maintenance income? With a child support home loan, some lenders will accept 100% of this income so you can borrow the amount you need.

Commission Income Home LoanIs a large part of your income based on commissions? Are you having trouble getting a home loan? Find out how salespeople can get their mortgage approved

Commission Income Home LoanIs a large part of your income based on commissions? Are you having trouble getting a home loan? Find out how salespeople can get their mortgage approved

Company Car Home LoanDo you get car allowance income or savings from a company car? How can you include them as income for a mortgage?

Company Car Home LoanDo you get car allowance income or savings from a company car? How can you include them as income for a mortgage?

Consultant Home LoanIs being a consultant stopping you from getting a home loan? A low doc lender that takes a common sense approach to your income may be able to help.

Consultant Home LoanIs being a consultant stopping you from getting a home loan? A low doc lender that takes a common sense approach to your income may be able to help.

https://www.homeloanexperts.com.au/unusual-employment-loans/contractor-home-loan/

https://www.homeloanexperts.com.au/unusual-employment-loans/contractor-home-loan/

Defence Force Home Loan DiscountsIf you're a member of the Australian Defence Force, you may be eligible for home loan subsidy payments and a significantly discounted interest rate.

Defence Force Home Loan DiscountsIf you're a member of the Australian Defence Force, you may be eligible for home loan subsidy payments and a significantly discounted interest rate.

Employee Share Scheme Home LoanLenders can use your employee share scheme (ESS) dividend income for a home loan. You can even borrow against your property to buy shares.

Employee Share Scheme Home LoanLenders can use your employee share scheme (ESS) dividend income for a home loan. You can even borrow against your property to buy shares.

Family Job Home LoanHow can you prove your income to a bank if you work in a family business? Find out how to get your home loan approved.

Family Job Home LoanHow can you prove your income to a bank if you work in a family business? Find out how to get your home loan approved.

Family Tax Benefit Home LoanDo you receive Family Tax Benefits (FTB) from Centrelink? Discover what the bank will make of this income when you apply for a home loan.

Family Tax Benefit Home LoanDo you receive Family Tax Benefits (FTB) from Centrelink? Discover what the bank will make of this income when you apply for a home loan.

FIFO Worker Home LoanIf you're a mining worker, you may work on a fly-in fly-out basis. Despite a high income, most banks are conservative when assessing FIFO worker home loans.

FIFO Worker Home LoanIf you're a mining worker, you may work on a fly-in fly-out basis. Despite a high income, most banks are conservative when assessing FIFO worker home loans.

Firefighter Home LoansAre you a firefighter? Some lenders will accept overtime and second job income, improving your borrowing power. Do you qualify for a firefighter home loan?

Firefighter Home LoansAre you a firefighter? Some lenders will accept overtime and second job income, improving your borrowing power. Do you qualify for a firefighter home loan?

Freelancer MortgageMany banks have strict lending criteria for a freelancer mortgage. Find out how to get approval and a good deal.

Freelancer MortgageMany banks have strict lending criteria for a freelancer mortgage. Find out how to get approval and a good deal.

Fringe Benefits MortgageDo you receive fringe benefits and need a home loan? With a fringe benefits mortgage you can include this extra income and increase your borrowing power.

Fringe Benefits MortgageDo you receive fringe benefits and need a home loan? With a fringe benefits mortgage you can include this extra income and increase your borrowing power.

Home Loan Using Child's RentDoes your adult child still live at home? Are you charging them board? Find out how to get a home loan using child's rent and increase your borrowing power.

Home Loan Using Child's RentDoes your adult child still live at home? Are you charging them board? Find out how to get a home loan using child's rent and increase your borrowing power.

Home Loan Using Super ContributionsLearn more about this home loan type here.

Home Loan Using Super ContributionsLearn more about this home loan type here.

Home Loan With Workers' CompensationYou may get weekly payments from your employer should you injure yourself or fall ill at work. Do qualify for a home loan with workers' compensation?

Home Loan With Workers' CompensationYou may get weekly payments from your employer should you injure yourself or fall ill at work. Do qualify for a home loan with workers' compensation?

Home Loans For Business OwnersNeed a business owner home loan? Can't provide the right financials? Not every bank looks the same way at your tax returns and how you earn an income!

Home Loans For Business OwnersNeed a business owner home loan? Can't provide the right financials? Not every bank looks the same way at your tax returns and how you earn an income!

Home Loans For Mining EngineersMining engineers, Surveyors, Geologists + Geophysicists may be eligible for special low rate mortgages. Do you qualify?

Home Loans For Mining EngineersMining engineers, Surveyors, Geologists + Geophysicists may be eligible for special low rate mortgages. Do you qualify?

Home Loans For Part Time WorkersAre there home loans for part time workers? Some banks will approve a mortgage for part time employees. Apply today if you're a part timer

Home Loans For Part Time WorkersAre there home loans for part time workers? Some banks will approve a mortgage for part time employees. Apply today if you're a part timer

Home Loans For ProfessionalsAre you a professional with a high income? There are special mortgage discounts + waived LMI for low risk borrowers with large loans.

Home Loans For ProfessionalsAre you a professional with a high income? There are special mortgage discounts + waived LMI for low risk borrowers with large loans.

Internet Marketer Home LoanInternet Marketers applying for a home loan can find it difficult to get a mortgage approved. We look at issues Internet Marketers face and how we can help.

Internet Marketer Home LoanInternet Marketers applying for a home loan can find it difficult to get a mortgage approved. We look at issues Internet Marketers face and how we can help.

Investment Income Home LoanDo you receive share dividends, managed fund income, royalties, annuities or interest income? Which banks will accept your investment income for a mortgage?

Investment Income Home LoanDo you receive share dividends, managed fund income, royalties, annuities or interest income? Which banks will accept your investment income for a mortgage?

IT Consultant Home LoanAre you an IT consultant struggling to get a home loan? Discover how IT contractors can get approved by building a strong case with the right lender.

IT Consultant Home LoanAre you an IT consultant struggling to get a home loan? Discover how IT contractors can get approved by building a strong case with the right lender.

LAFHA Home LoanCan you use LAFHA to purchase a property? We know which lenders will take your tax free income into account for a mortgage.

LAFHA Home LoanCan you use LAFHA to purchase a property? We know which lenders will take your tax free income into account for a mortgage.

Law Firm Partner Income Home LoanHow much of your law firm partner income will banks use when assessing your application? It can make a huge difference to your home loan borrowing power!

Law Firm Partner Income Home LoanHow much of your law firm partner income will banks use when assessing your application? It can make a huge difference to your home loan borrowing power!

Maternity Leave Home LoanAre you pregnant or on parental leave with a new baby? Find out how you can get approval for a maternity leave home loan.

Maternity Leave Home LoanAre you pregnant or on parental leave with a new baby? Find out how you can get approval for a maternity leave home loan.

Meals And Entertainment Card MortgageIf you're paid under a salary packaging scheme, you may qualify for a meals and entertainment allowance mortgage. How much of these will the lender use?

Meals And Entertainment Card MortgageIf you're paid under a salary packaging scheme, you may qualify for a meals and entertainment allowance mortgage. How much of these will the lender use?

Military Home LoanAre you in the armed forces? If you are in the Australian military you can get a defence force mortgage. We know the DHOAS loan providers.

Military Home LoanAre you in the armed forces? If you are in the Australian military you can get a defence force mortgage. We know the DHOAS loan providers.

Mortgage Using Income Protection PaymentsHave you suffered a debilitating injury or illness that has stopped you from working? You can still qualify for a mortgage using income protection payments.

Mortgage Using Income Protection PaymentsHave you suffered a debilitating injury or illness that has stopped you from working? You can still qualify for a mortgage using income protection payments.

Mortgage With Centrelink BenefitsCan you get a mortgage with Family Tax Benefits? What about a veteran + widow pension? Not all types of Centrelink benefits will be accepted.

Mortgage With Centrelink BenefitsCan you get a mortgage with Family Tax Benefits? What about a veteran + widow pension? Not all types of Centrelink benefits will be accepted.

New Job Home LoanHow long do I have to work at a job to get a loan approval? Some banks can offer a new job home loan even if you've been working for less than a month!

New Job Home LoanHow long do I have to work at a job to get a loan approval? Some banks can offer a new job home loan even if you've been working for less than a month!

Nurse Home LoansAs a nurse, you may not get the same home loan discounts as doctors do, you can still qualify for waived LMI. Discounted interest rates are also available.

Nurse Home LoansAs a nurse, you may not get the same home loan discounts as doctors do, you can still qualify for waived LMI. Discounted interest rates are also available.

On Probation Home LoanCan you apply for a mortgage while on probation? Find out how long you need to be employed to qualify for a on probation home loan.

On Probation Home LoanCan you apply for a mortgage while on probation? Find out how long you need to be employed to qualify for a on probation home loan.

Other WorkersCan you get a mortgage if you're a prostitute, exotic dancer or work in the adult entertainment industry? We're experts in sex worker home loans.

Other WorkersCan you get a mortgage if you're a prostitute, exotic dancer or work in the adult entertainment industry? We're experts in sex worker home loans.

Overtime Income Home LoanCan I use my overtime pay on a loan? How much will banks accept? We know banks that can consider 100% overtime income for a mortgage.

Overtime Income Home LoanCan I use my overtime pay on a loan? How much will banks accept? We know banks that can consider 100% overtime income for a mortgage.

Police Home LoansSome banks offer special discounts on police home loans, including 85% waived LMI. They'll also use 100% of your overtime income. Do you qualify?

Police Home LoansSome banks offer special discounts on police home loans, including 85% waived LMI. They'll also use 100% of your overtime income. Do you qualify?

Redundancy Payment As A DepositDid you know that you can use your redundancy payment as a deposit for a home loan? Discover how you can use your payout to buy a home.

Redundancy Payment As A DepositDid you know that you can use your redundancy payment as a deposit for a home loan? Discover how you can use your payout to buy a home.

Rental Income Home LoanAre you rent reliant, renting to family, housemate or on a rent to buy scheme? Find out how lenders assess your income + how to get approved for a mortgage.

Rental Income Home LoanAre you rent reliant, renting to family, housemate or on a rent to buy scheme? Find out how lenders assess your income + how to get approved for a mortgage.

Salary Sacrifice Home LoanDoes salary packaging affect your ability to get a home loan? Some lenders will take your real net income into account with a salary sacrifice mortgage.

Salary Sacrifice Home LoanDoes salary packaging affect your ability to get a home loan? Some lenders will take your real net income into account with a salary sacrifice mortgage.

Scholarship Income Home LoanCan I count scholarships as income when buying a house? Get a mortgage while on a University, Commonwealth or NHMRC Scholarship or Fellowship

Scholarship Income Home LoanCan I count scholarships as income when buying a house? Get a mortgage while on a University, Commonwealth or NHMRC Scholarship or Fellowship

Second Job Home LoanCan you count a second job as income for a mortgage? We know which lenders will count your 2nd job income no matter how many months you've been working

Second Job Home LoanCan you count a second job as income for a mortgage? We know which lenders will count your 2nd job income no matter how many months you've been working

Shift Allowance Home LoanWant your allowances included in your income for a home loan? We know which lenders will approve your mortgage

Shift Allowance Home LoanWant your allowances included in your income for a home loan? We know which lenders will approve your mortgage

Sole Trader Home LoanAre you a sole trader looking for a home loan? Did you know that some lenders only need your last two year's tax returns to consider your application?

Sole Trader Home LoanAre you a sole trader looking for a home loan? Did you know that some lenders only need your last two year's tax returns to consider your application?

Stipend MortgageAre you a nurse, disability, aged care or charity worker earning tax-free allowances? Discover how you can qualify for a stipend mortgage.

Stipend MortgageAre you a nurse, disability, aged care or charity worker earning tax-free allowances? Discover how you can qualify for a stipend mortgage.

Subcontractor Home LoanAre you a subcontractor looking for a home loan? We know which lenders can approve your home loan with great rates and offers! Find out more.

Subcontractor Home LoanAre you a subcontractor looking for a home loan? We know which lenders can approve your home loan with great rates and offers! Find out more.

TAC Compensation Home LoanDo you qualify for a TAC compensation home loan? Some lenders will use payments from the Traffic Accident Commission (TAC) as your home deposit.

TAC Compensation Home LoanDo you qualify for a TAC compensation home loan? Some lenders will use payments from the Traffic Accident Commission (TAC) as your home deposit.

Teacher Home LoansDo you qualify for a teacher home loan? We know lenders that take a common sense approach to your income, particularly if you're a casual teacher.

Teacher Home LoansDo you qualify for a teacher home loan? We know lenders that take a common sense approach to your income, particularly if you're a casual teacher.

Temp / Agency Worker Home LoanCan I get a mortgage if I work for an agency or I'm employed on a temporary basis? We know which lenders can approve home loans for temporary workers.

Temp / Agency Worker Home LoanCan I get a mortgage if I work for an agency or I'm employed on a temporary basis? We know which lenders can approve home loans for temporary workers.

Uber Income Home LoanAre you a driver with Uber, Shebah, GoCatch, Ola or another ridesharing service? Getting approved for an Uber income home loan is not always easy!

Uber Income Home LoanAre you a driver with Uber, Shebah, GoCatch, Ola or another ridesharing service? Getting approved for an Uber income home loan is not always easy!

Veteran Pension Home LoanHow much can i borrow on a pension? Find out which banks can accept Veteran’s Pension income and approve you for a home loan.

Veteran Pension Home LoanHow much can i borrow on a pension? Find out which banks can accept Veteran’s Pension income and approve you for a home loan.

Workers Comp Home LoanCan I get a home loan while on workers compensation? We know which banks accept workers comp and can approve your mortgage.

Workers Comp Home LoanCan I get a home loan while on workers compensation? We know which banks accept workers comp and can approve your mortgage.

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